Commercial Truck Insurance

The Challenge Truckers Face

Let’s face it—insurance is one of the biggest expenses in the trucking industry. Whether you’re running a single vehicle or managing a large fleet, the cost of coverage can hit hard, especially when it’s due all at once.

For example, a single commercial truck policy can run into the thousands. Add trailers, cargo, and liability coverage, and the numbers grow fast.

That’s where commercial truck insurance financing comes in. Instead of paying it all up front, you can spread those payments out over time. Consequently, you stay compliant, stay on the road, and keep your working capital available for fuel, repairs, or payroll.

Our Solution: Commercial Truck Insurance Financing That Works for You

At Alliance Insurance, we specialize in trucking insurance financing for businesses just like yours. Our commercial truck insurance financing solutions are designed to reduce financial pressure, increase flexibility, and give you room to grow.

Firstly, we take the time to understand your business and your vehicles. Then, we match you with lenders who can offer the best terms based on your specific needs.
Secondly, we work quickly—because we know your trucks can’t sit idle. Most applications are approved within a day, sometimes even within hours.
In addition, we negotiate on your behalf to get you the lowest possible down payments—sometimes as low as 10%.

That is to say, you’ll be able to protect your trucks and your business without draining your bank account.

Who We Serve

Our commercial truck insurance financing options are available to a wide range of drivers and fleet types. Whether you’re a new authority or a seasoned operator, we’ve got options.

For instance, we serve clients operating:

Semi-trucks
Dump trucks
Flatbed trucks
Box trucks
Tank trucks
Garbage trucks
Front-loaders
Tractors

And trailers, including:

Dry freight trailers
Reefer trailers
Flatbed trailers
Lowboy trailers
Logger trailers
Auto hauler trailers

In short, if it rolls, hauls, or moves freight, we can help finance the insurance in Florida and beyond.

Based in Miami, Serving Nearby Areas

Alliance Insurance is proud to be rooted in Miami. We understand the needs of local businesses and are deeply familiar with the trucking regulations and market dynamics in Florida.

However, our reach doesn’t stop there. We also proudly serve nearby areas, including Hialeah, Fort Lauderdale, and beyond.

So, whether you’re hauling cargo across the city or making long runs across state lines, we’ve got your back with dependable commercial truck insurance financing.

What Makes Us Different

Above all, we’re not just another insurance agency. We’re your partner. And we’re deeply committed to helping you succeed in the long run.

For example:

Tailored Quotes: We don’t believe in one-size-fits-all. Your business is unique—your financing should be too.
Industry Expertise: We know trucking. From DOT requirements to seasonal demand, we understand what matters to drivers.
Responsive Service: You won’t get stuck waiting days for a reply. We move fast because we know downtime costs you money.
Lender Network: Our relationships with top lenders give you access to exclusive offers you won’t find elsewhere.
Low Down Payments: As low as 10%—giving you more freedom to manage your operating costs.

Moreover, we keep things transparent. No hidden fees. No confusing terms. Just clear, honest trucking insurance financing that works for you.

How It Works

Getting started with Alliance Insurance is easy. Here’s how the process works:

Get insurance quickly and easily with Alliance Insurance

Need help paying for your trucking insurance premiums up front?

You’re not alone. Many owner-operators and fleet managers face this same challenge. That is to say, insurance can be expensive—and paying the full cost all at once isn’t always possible. However, there’s good news: Alliance Insurance offers flexible, fast, and affordable commercial truck insurance financing to help you get on the road without financial stress.

We focus on keeping it simple

Most importantly, we make the process simple. With our network of lenders, industry experience, and personalized service, you can break up your insurance payments and protect your trucks with confidence.

Revolutionize Your Fleet with Smarter Insurance Solutions

Real Results for Real Drivers

Alliance Insurance Group

5.0

Based on 75 reviews

review us on

OC Transports LLC

23:05 22 Aug 25

I was in a very stressful situation. My insurance is due for renewal tomorrow and another insurance agency denied me after sending them almost a 10k wire for a down payment. They waited until 4:50pm on a Friday to tell me. I called Sonia and she got on it right away. She got me a quote that was fair and sent my documents right away meaning no lapse in insurance and I can continue running my trucks. I am so appreciative of her hard work and I can finally take a breath now. Thank you soooooo much Sonia.

Krysta Craan

02:46 08 Aug 25

Always an amazing experience! The team is so friendly, patient, and truly cares about helping you. They made everything easy to understand, and the rates are unbeatable. I’d 100% recommend them to anyone looking for insurance!

Demahni Hammitt

18:40 06 May 25

I was in a really tight situation with my insurance. For five years, I had been with an agent who I later found out was scamming me. I was frustrated and unsure of what to do next. I reached out to Sonia at Alliance last minute, and she came through for me in the best way possible. She got me a great quote and had everything reinstated in less than 24 hours with no overlapping issues at all. I’m beyond grateful for her professionalism and quick action. Thank you so much, Sonia! I will always continue doing business with you.

April Groover

22:27 05 Mar 25

I don't know how to put it into words to describe this group of people. If I had to use one word, I'll chose "AMAZING". I want to thank you all for making my situation easy and being the best team I've ever worked with. Juan & Sonia thank you two from the bottom of my family's hearts. my bad experience I encountered you guys made me feel hope and now I have the full faith again to push once more. Just know you all made a difference in my life and the lives of others.

Eduardo Gonzalez

22:32 27 Jan 25

I have dealt with many insurance agents in the past and it was very challenging to deal with them. I am not going to mention them by name, but the service I received in the past was horrendous with Agent not answering Phone calls or agents wanting to only communicate through text message Dealing with trucking insurance is complicated enough not to mention to have to deal with Insurance agent that don’t want to deal with certain situations with you, but I have to admit I found alliance Truck insurance CORP to be the Best experience I have ever had with insurance agents. They really care about the service that they provide to you. You call them and they answer their phones. They will talk to you through the whole process. And try to get you the best rates possible through this process I dealt with Sonia, which was fantastic I highly recommend speaking with her. I also dealt with Juan. Excellent give them a call. You will not regret it.

Abdullah Alhatemi

23:35 09 Jan 25

I couldn’t be more satisfied with the commercial truck insurance service I received. The team was incredibly helpful in customizing a policy that perfectly suited my business needs. They made the entire process seamless, from explaining all the options to offering competitive rates. The coverage is comprehensive, and I feel secure knowing that my fleet is well-protected. The customer service is top-notch, always responsive and ready to assist with any questions. Highly recommend them to any business owner looking for reliable and affordable truck insurance!

Sonia, thank you and your team for your support!

Haulzall

23:16 09 Jan 25

Dwayne Plass

23:14 30 Jul 24

giancarlo avila

14:09 21 Jul 24

I recently had the pleasure of working with Alliance Trucking Insurance Corp and was thoroughly impressed by their exceptional service and comprehensive coverage options. From the start, their knowledgeable and responsive team took the time to understand my business needs and provided tailored solutions. Their transparency and honesty, with no hidden fees or unexpected charges, instilled great confidence in their services. Additionally, the claims process was remarkably efficient and hassle-free, allowing my business to get back on the road quickly after an incident.

Alliance Trucking Insurance Corp offers competitive rates without compromising on quality. Their commitment to continuous improvement and staying updated with industry trends ensures that clients receive the most relevant and effective coverage. I highly recommend Alliance Trucking Insurance Corp to any trucking business seeking reliable and trustworthy insurance solutions.

C&J Outlets LLC

21:17 10 Jul 24

Mitzy Pulley

23:30 16 Jun 24

Excellent service and 💯 % recommended, I was looking for sure and were the only ones who helped me, especially Sonia.. Thank you 🙏

Jirau Boat life

18:22 12 Jun 24

Sonia is been since i started my first business she is professional and always there for you she takes care of her customers

Rocky Banks

12:26 12 Jun 24

I appreciate the service I was given from the team, Sonia Alvarez & Armando. They were hands on & very helpful with finding me commercial auto insurance. I appreciate and thank u guys for helping with getting me the right insurance.

Troy's Hauling

16:56 09 Jun 24

Mark

16:43 09 Jun 24

Sonia did a phenomenal job working with me and found me the best rates. Great communication and execution the whole way through. Juan and the rest of the team helped out as well and made this a very simple and stress free process. Thank you all!

Myriam Garcia

00:03 09 Jun 24

Miguel Alvarrz

21:55 08 Jun 24

Maite Martinez Cid

01:38 06 Jun 24

Alliance has top notch service along with very affordable options. Best experience I’ve ever had. They have won a loyal customer

Goat Danny

18:57 03 Jun 24

Their dedication to customer satisfaction, industry expertise, comprehensive coverage options, competitive pricing, and efficient claims handling make them the perfect choice for any trucking business. If you are looking for reliable and top-notch trucking insurance, look no further than Alliance Insurance Company. They truly go above and beyond to protect and support your business. 5 Star thank you so much.

miamivipservices

18:53 03 Jun 24

What impressed me the most was the comprehensive coverage options they offered. Whether it was liability, cargo, or physical damage coverage, Alliance Trucking Insurance had it all. They provided clear explanations of each policy, ensuring I understood the benefits and could make an informed decision. The flexibility in their plans allowed me to choose the coverage that best suited my business requirements and budget. Thank you Sonia.

Richard Mullin

22:18 28 May 24

We recieved exceptional service and expertise from Armando! We were thoroughly impressed with the time and effort he took to find us an excellent deal that met our needs. He broke down the quote in detail, offering personalized guidance on where we could save money without compromising on essential coverage. His reassuring answers to our questions and constant communication throughout the process made us feel confident and supported. Armando truly went above and beyond to ensure we felt informed and protected. Highly recommend his services - 5 stars isn't enough!

Luca Antonaccio

17:54 26 May 24

Great service experience! The team is knowledgeable and provides great recommendations. Thanks for the help!

George Utset

21:26 24 May 24

Carolina Gil

16:51 24 May 24

I have known the owner for over 15 years and they area awesome to work with. Responsible and fats with all our needs. Thank for a good service over the years.

Lenz Gutie

16:40 24 May 24

Excelent company

Maria Jimenez

13:36 24 May 24

AllianceTrucking Insurance Corp has been a great company to work with. Their rates are very good and low. The service is fast, great customer service.

E Crespo

11:12 24 May 24

Great knowledgeable and friendly service.

Zahira

01:23 24 May 24

Highly recommend Sonia, she is the best! 10 stars!

Karina Bencomo

01:14 24 May 24

Sonia is my go to! Such an amazing agent

Yanelis Morales

00:54 24 May 24

I recommend them one hundred percent, all the staff is very professional in their work, attentive, responsible, especially Sonia and Armando….!!!!

The11191964

00:39 24 May 24

Great service!!!! And professional service

George Diaz

00:16 24 May 24

Amazing service!! Armando is always there to help!! Very responsive, very professional! Highly recommended and will continue doing business here 🙏

stefanie sunar

20:45 22 May 24

Thank you Sonia at Alliance Trucking Insurance. Great service and professionalism will be recommending to others.

Tyson Harris

02:14 22 May 24

I was given the best quote available for me in a timely manner. I will definitely recommend Alliance

Maria Fernandez

23:00 21 May 24

I received great service and the staff made me feel like family. Great price

Ruben Acosta

22:50 21 May 24

Highly recommended and very professional staff

R X

22:36 21 May 24

Exceptional service is the least to say for this company. The staff here will carefully and meticulous attend to all the details and requirements that you have. They will keep their word and follow up with you on a timely manner. All this while trying to get you the best rates and policies available. They will go beyond just getting you a quick quote. They will ensure to make sure the insurance company takes into consideration every possible discount that they can offer.
This is definitely The Agency for all your insurance needs. Perfect service all the time.

Carlos Nazir

22:20 21 May 24

Juan Leon

21:01 21 May 24

If you're seeking an insurance agency that goes above and beyond to meet your needs, look no further than Alliance Insurance Agency. From the moment you walk through their doors, you're greeted by a team of friendly and welcoming staff who are dedicated to providing exceptional service. Their genuine warmth and professionalism set the tone for a positive experience from start to finish.

Alliance Insurance prides itself on its ability to handle all of your insurance needs with ease and expertise. Whether you're looking for coverage for your home, vehicle, business, or anything in between, their knowledgeable team is equipped to assist you every step of the way. No matter how complex your insurance requirements may be, you can trust Alliance to find the perfect solution for you at lightning speed.

Ethic Designer

17:11 09 May 24

Candelaria Bello

15:36 29 Apr 24

Excellent company and excellent service for anyone who needs insurance, for me they have 5 stars and Sonia 5 more, thank you

Sergio Uri

20:59 27 Mar 24

A game changer on commercial vehicle insurance.Thank you!

Chuck Brown

20:31 19 Mar 24

This place is amazing. They gave me a quote for my fleet account same day. The staff is extremely professional and courteous, not to mention easy on the eyes 😉. Highly recommend

Lazaro Rodriguez

19:47 19 Mar 24

Edward Guzman

21:21 13 Mar 24

Everyone was great, this company helped me a lot with my insurance, I recommend them, they are very attentive to everyone, thank you very much for your service and professionalism.

Danny ZionExtreme

05:28 07 Mar 24

Excellent Service I just got insurance for my trucks at the best price easy fast and affordable thanks guys.

Jamaal Riley

17:41 19 Feb 24

Anthony Cerezo

00:17 19 Feb 24

I’m not much for voicing my opinion on these platforms much less w/reviews but felt compelled to share the unique experience with this organization…. They will go out of their way to earn your business- Old School at its Finest !

samantha zelaya

00:12 19 Feb 24

Everytime we do business w/this Company it takes me back to when I was a kid and ate my favorite morning breakfast Sugar Frosted Flakes -
ton quote “Tony Tiger” its Grrrrreat !

Carla DeMarco

18:37 18 Feb 24

Great experience. Staff was very professional and helped with all my insurance needs. I highly recommend Alliance Insurance.

Santos Bencomo

18:18 18 Feb 24

Best insurance company to work with. Very helpful.

baby rusty

18:04 18 Feb 24

Alliance insurance is absolutely the place to go for all your insurance need, amazing customer service, and the best rated

Frequently Asked Questions

Is trucking insurance financing available for new trucking authorities?

Yes, we work with many clients who are just starting out. In fact, many of our lenders offer special programs for new authorities.

How fast can I get approved?

For most clients, approval takes less than 24 hours. Some are approved the same day they apply.

Do I need good credit to qualify?

Not necessarily. We work with a variety of lenders, some of whom are open to clients with fair or even challenged credit.

Can I finance multiple policies or trailers?

Absolutely. Whether you’re covering one truck or an entire fleet, we’ll help you bundle your coverage and simplify your payments.

alliance trucks gallery

In Conclusion

Running a trucking business is tough. Between fuel, repairs, payroll, and compliance, every dollar counts. That’s why Alliance Insurance offers commercial truck insurance financing that fits the way you work.

So, instead of stressing about how to pay for your premium, let us help you break it into affordable payments. Whether you’re in Miami or nearby, we’re ready to get you covered and on the road fast.

In short, if you’re looking for trucking insurance financing that works with your budget—not against it—Alliance Insurance is your go-to partner.

Call us now at 888-481-3132 and speak with a real person who understands your business. Let’s get your fleet moving today.