Privacy Policy
At Alliance Insurance, we understand what’s at stake. Whether you’re hauling goods across town or across the country, your business depends on strong protection. That’s where we come in.
We specialize in essential coverage for trucking professionals. Above all, we’re here to make sure you stay protected, confident, and always moving forward.
Our policies include:
These aren’t just names. These are your business’s safety nets. And we’ve tailored each one to address real risks on the road.
Firstly, we work directly with top-rated carriers. This means better premiums, faster service, and claims that get paid without delays. Most importantly, we’re not just brokers—we’re trusted partners in your success.
Moreover, we believe protection should be personal. Every fleet is different. Every route has unique challenges. That is to say, we don’t do cookie-cutter coverage. We listen first—then design.
In other words, we build insurance that fits your business like a custom glove.
So, what makes us different? We’re:
And, we speak your language—trucking.
Let’s break down the key policies we offer, and why you need them.
Certainly, Auto Liability is the foundation of your coverage. Without it, you can’t legally operate. But more than that, it protects your livelihood when accidents happen.
For example, if your driver causes an accident resulting in injury or property damage, this policy steps in. Without it, the costs can be devastating.
According to the Federal Motor Carrier Safety Administration, the average cost of a large truck crash involving injury is over $200,000. That’s just the beginning if litigation is involved.
Due to this, we make sure your Auto Liability policy meets legal minimums—and goes beyond. We tailor coverage limits to your business risks. Whether you run one truck or a fleet of fifty, we scale protection accordingly.
In addition to liability, your freight needs to be protected. That’s where Motor Truck Cargo coverage comes in.
This policy covers the cargo you’re transporting against loss, theft, or damage. So, if your trailer is broken into overnight or your load shifts and gets ruined, you’re not paying out-of-pocket.
For instance, a reefer breakdown could spoil an entire shipment. Or, a sudden stop could topple your carefully loaded freight. With Motor Truck Cargo insurance, your reputation and your bank account stay safe.
Likewise, this policy can be tailored to specific freight. Electronics, food products, industrial equipment—we build coverage around your needs.
And, some clients and brokers won’t even work with you unless you carry this. That’s why we make sure your policy is rock-solid and contract-compliant.
Meanwhile, your trucks and trailers are your biggest assets. If they’re out of service, you lose time—and money.
Physical Damage insurance covers your equipment from risks like collisions, fire, theft, and vandalism. This policy ensures that when the unexpected strikes, you’re back on the road fast.
To clarify, Physical Damage only applies to your owned or leased vehicles—not others’. If you financed a truck, your lender likely requires this coverage.
Moreover, we work closely with you to assign proper values. No guessing. No overpaying. We keep premiums smart and coverage effective.
For example, if your $150,000 rig is totaled in a highway pile-up, we want you made whole—not stuck with a lowball payout.
In short, don’t leave your equipment exposed. Let us help you keep it protected.
Many carriers operate under trailer interchange agreements. That is to say, they haul trailers they don’t own. If that’s you, you need Trailer Interchange insurance.
This policy protects you when you’re hauling someone else’s trailer and it gets damaged.
For example, say your driver backs into a dock too fast and damages a trailer you don’t own. Without Trailer Interchange, you’re financially responsible for repairs. That can get expensive—fast.
Furthermore, many load contracts require this policy. Don’t let a missing coverage clause cost you business.
We’ll review your agreements and help make sure your Trailer Interchange insurance aligns with your hauling terms.
Certainly, trucking companies face risks beyond driving. General Liability covers you in those situations.
This policy steps in when someone gets injured on your premises or claims non-driving-related property damage. Think about warehouse incidents, office visitors, or customer disputes.
For instance, what if a vendor trips and falls at your dispatch office? Or your forklift operator accidentally damages a client’s dock? General Liability keeps those incidents from turning into lawsuits you can’t afford.
In addition, this coverage shows professionalism. It gives shippers and brokers confidence that you’re serious about risk management.
So, even if you never file a claim, the peace of mind it brings is worth it.
Most importantly, every policy has a limit. But what happens when a claim goes beyond that? That’s where Excess Liability, also known as an Umbrella Policy, steps in.
This policy sits on top of your other coverage—like Auto Liability, General Liability, or Physical Damage. When those limits are exhausted, Excess Liability fills the gap.
For example, imagine a catastrophic accident where your driver is at fault. Medical bills, legal fees, and settlements could exceed your standard coverage. This extra layer can mean the difference between survival and shutdown.
Consequently, many successful carriers add Excess Liability as part of a smart long-term strategy. We’ll help you calculate appropriate limits and avoid financial blind spots.
At Alliance Insurance, our process is built around your needs.
Firstly, we listen. We learn about your operation—fleet size, routes, cargo types, contracts, and goals. Then we design a custom plan.
After that, we present clear options with transparent pricing. No hidden fees. No confusing jargon.
Further, we manage renewals, handle certificates of insurance, and help you remain compliant with DOT regulations.
In other words, we don’t disappear after you sign up. We stay by your side all year long.
Moreover, we do more than sell insurance. We help you run a smarter, safer business.
In addition, we stay ahead of industry changes. That way, you don’t get blindsided by new rules or insurance gaps.
Above all, we care about your long-term success—not just the short-term sale.
To sum it up, your trucking business deserves real protection. Not just minimums. Not just low rates. You need insurance that’s built to stand up to the challenges you face every day.
At Alliance Insurance, we offer specialized policies that include:
We help you stay legal. We help you stay profitable. And we help you stay protected.
In short, you’ve worked hard to build your business. We’re here to help you keep it safe.
So, are you ready to join thousands of trucking professionals who trust Alliance Insurance?
Let’s talk. We are eager to build your custom plan. Let’s get moving—together.
Click here to connect with us now. Let’s put the power of trusted protection on your side.
Insurance
